December 3, 2022

Health

Its all about the Health

How to Lower your Part D Deductible | Enhanced vs Basic Part D Plans

2 min read

Should you spend more money for an enhanced Part D drug plan vs a Basic Part D plan? While many people think that enhanced plans offer better coverage – you may want to be your own judge of that.

Hi, I’m Danielle Roberts, co-founder of Boomer Benefits and author of the best-selling book 10 Costly Medicare Mistakes You Can’t Afford to Make. In this video, I’ll give you quick overview of the difference between Basic Part D plans and Enhanced Part D plans.

Start (00:00)
Federal guidelines for Part D plans (0:34)
Basic vs Enhanced Part D plans (0:47)
Enhanced Plan benefit #1- low deductible (1:42)
Enhanced Plan benefit #2- increase in initial coverage limit (2:05)
Enhanced Plan benefit #3- better coverage in donut hole (2:30)
Enhanced Plan benefit #4- coverage for excluded drugs (3:01)
Enhanced Plan benefit #5 – reduced cost-sharing (3:32)
Cons to an Enhanced Plan (3:50)

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