September 30, 2022

Health

Its all about the Health

Do Medicare Advantage Plans Have Two Deductibles?

2 min read

When you look at the details on a Medicare Advantage plan’s Summary of Benefits, you’ll see terms like "medical deductible," "maximum out of pocket," and "coinsurance." These terms represent amounts you are responsible for paying throughout the year as you seek medical treatment.

Most Advantage plans include a Part D drug benefit with a deductible and cost-sharing that you are responsible for when filling prescriptions at the pharmacy.

So, do Advantage plans have two deductibles?

Start (0:00)
Your medical deductible with Advantage plans (0:57)
Deductible vs. Maximum out-of-pocket (2:17)
Your drug deductible with Advantage plans (3:51)

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